The Life Insurance Corporation of India (LIC), established in 1956, stands as one of the premier financial institutions in the country. Aspiring candidates looking to build a prestigious career can look forward to the upcoming recruitment drive. For official announcements, notifications, and updates, you can always visit the official website for LIC.
LIC AAO 2026 Overview
The recruitment covers various posts including Assistant Administrative Officers (AAO) and Assistant Engineers (AE) across Generalist and Specialist streams. In the previous recruitment cycle, LIC offered 760 total posts (350 for Generalist roles and 410 for Specialist positions). Candidates preparing for this examination must carefully evaluate their eligibility, understand the syllabus, and get familiar with the exam patterns.
| Organization | Life Insurance Corporation of India (LIC) |
| Post Name | Assistant Administrative Officer (AAO) |
| Streams | Generalist & Specialist |
| Vacancies | To be Announced |
| Exam Level | National |
| Mode of Application | Online |
| Registration Dates | To be Notified |
| Educational Qualification | Graduation |
| Age Limit | 21 to 30 Years |
| Selection Process | Preliminary Examination (Phase I) Main Examination (Phase II) Interview |
| Salary | Rs.1,26,000/- per month |
| Official Website | https://licindia.in/ |
| Events | Dates |
|---|---|
| LIC AAO 2026 Notification | Will be Release Soon |
| LIC AAO Apply Online Starts | -- |
| Last Date to Apply Online | -- |
| Last Date to Pay Application Fee | -- |
Selection Process Phases
The evaluation structure is rigorous and ensures only the best candidates make it through. Review the selection phases below:
- Preliminary Examination (Phase I)
- Main Examination (Phase II)
- Interview
Following these stages, candidates undergo a medical assessment. Final merit ranking is determined solely by the combined scores of the Main Examination and the Interview.
Eligibility Criteria & Educational Qualifications
Standard age limits for AAO Generalist, CS, Actuarial, and Insurance Specialists are 21 to 30 years. Meanwhile, the age limits for AAO Legal and CA Specialists are 21 to 32 years.
| Posts | Education Qualification |
|---|---|
| Generalist | Bachelor’s Degree in any discipline from a recognized Indian University/Institution |
| AAO(Chartered Accountant) | Bachelor’s Degree from a recognized Indian University/Institution and Candidate should have passed Final Examination of Institute of Chartered Accountants of India and completion of Articles as presented by Institute of Chartered Accountants of India |
| AAO(Company Secretary) | Bachelor’s Degree from a recognized Indian University/Institution and a Qualified Member of the Institute of Company Secretaries of India (ICSI) |
| AAO (Actuarial) | Bachelor’s Degree in any discipline from a recognized Indian University/Institution . Candidates should have passed at least 6 papers of the examination conducted by the Institute of Actuaries of India / Institute and Faculty of Actuaries, UK. |
| AAO (Insurance Specialists) | Bachelor’s Degree in any discipline from a recognized Indian University/ Institution and possessing professional qualification in Life Insurance (Fellowship of Insurance Institute of India (Life), having minimum experience of 5 years and above of working in Life Insurance Companies (regulated by IRDAI) |
| AAO (Legal) | Bachelor’s degree in Law from any University / College recognized by UGC with a minimum of 50% marks or equivalent in the aggregate of all semesters/years. For SC/ST and PwBD candidate minimum required marks shall be 45% in Bachelor’s degree in Law in the aggregate of all semesters/years, against vacancies reserved for such candidates |
Age Relaxation Provisions
- SC/ST: 5 years
- OBC: 3 years
- PWD (Gen): 10 years
- PWD (SC/ST): 15 years
- PWD (OBC): 13 years
- ECO/SSCO (GEN): 5 years
- ECO/SSCO (SC/ST): 10 years
- ECO/SSCO (OBC): 8 years
- LIC Employees: Further Relaxation of 5 years
| Category | Age Relaxation |
|---|---|
| SC/ST | 5 years |
| OBC | 3 years |
| PWD (Gen) | 10 years |
| PWD (SC/ST) | 15 years |
| PWD (OBC) | 13 years |
| ECO/SSCO (GEN) | 5 years |
| ECO/SSCO (SC/ST) | 10 years |
| ECO/SSCO (OBC) | 8 years |
| LIC Employees | Further Relaxation of 5 years |
Application Fees
SC, ST, and PwBD candidates are exempt from application fees, while all other categories pay Rs. 700.
- Others: Rs. 700
- SC/ST/PwBD: Exempted
| LIC AAO Category | LIC AAO Fees |
|---|---|
| Others | Rs. 700 |
| SC/ST/PwBD | Exempted |
Exam Pattern & Syllabus
The Preliminary Examination is 60 minutes long, has no negative marking, and consists of Reasoning Ability, Numerical Ability, and English Language. Note that the English Language paper in Prelims is qualifying in nature and does not count towards the final ranking.
| S. No. | Sections | Number of Questions | Total Marks | Duration |
|---|---|---|---|---|
| 1. | Reasoning Ability | 35 | 35 | 20 minutes |
| 2. | Numerical Ability | 35 | 35 | 20 minutes |
| 3. | English: Language with special emphasis on grammar, vocabulary and comprehension | 30 | 30** | 20 minutes |
| Total | 100 | 70 | 60 minutes |
The Main Examination is an online objective test carrying 200 marks (or 300 marks total depending on sections), plus an English Language descriptive paper.
| SNo. | Sections | Number of Questions | Total Marks | Duration |
|---|---|---|---|---|
| 1. | Reasoning | 30 | 90 | 40 minutes |
| 2. | General Knowledge, Current Affairs | 30 | 60 | 20 minutes |
| 3. | Professional knowledge | 30 | 90 | 40 minutes |
| 4. | Insurance and Financial Market Awareness | 30 | 60 | 20 minutes |
| Total | 120 | 300 | 120 minutes | |
| 5. | English Language (Letter Writing & Essay)/ Legal drafting for AAO(Legal) | 2 | 25 | 30 minute |
Syllabus Breakdown
- Reasoning (Statement based Questions, Syllogism, Seating Arrangement, Coding-Decoding, Alpha-Numeric Sequence, Puzzles, Blood Relation, Analogy, Odd One Out)
- Quantitative Aptitude (Data Interpretation, Time and Work, Speed, Distance and Time, Number Series, Approximation, Simple Interest and Compound Interest, Profit and Loss, Average, Mixture and Allegations)
- English Language (Reading Comprehension, Sentence Arrangement, Cloze Test, Error Spotting, Sentence Improvement, Synonyms-Antonyms, Phrases, Elementary Grammar)
| Reasoning | Quantitative Aptitude | English Language |
|---|---|---|
| 1. Statement based Questions, 2. Syllogism, 3. Seating Arrangement, 4. Coding-Decoding, 5. Alpha-Numeric Sequence, 6. Puzzles, 7. Seating Arrangement, 8. Blood Relation, 9. Analogy, 10. Odd One Out |
1. Data Interpretation, 2. Time and Work, 3. Speed, Distance and Time, 4. Number Series, 5. Approximation, 6. Simple Interest and Compound Interest, 7. Profit and Loss, 8. Average, 9. Mixture and Allegations |
1. Reading Comprehension, 2. Sentence Arrangement, 3. Cloze Test, 4. Error Spotting, 5. Sentence Improvement, 6. Synonyms-Antonyms, 7. Phrases, 8. Elementary Grammar |
Salary Structure
The salary for LIC AAO offers a basic pay of Rs. 88,635 per month within a scale of Rs. 88,635 - 4385(14) - 150025 - 4750(4) - 169025. Total monthly emoluments for an LIC AAO in an A-Class city are approximately Rs. 1,26,000.
Previous Year Statistics & Vacancies
Reviewing past distribution helps understand competition levels:
| Post | SC | ST | OBC | EWS | UR | Total |
|---|---|---|---|---|---|---|
| Current Year | 51 | 22 | 88 | 38 | 142 | 341 |
| Backlog | 0 | 61 | 3 | -- | -- | 9 |
| TOTAL | 51 | 28 | 91 | 38 | 142 | 350 |
| Post | SC | ST | OBC | EWS | UR | Total |
|---|---|---|---|---|---|---|
| AAO (Chartered Accountant) | 4 | 2 | 7 | 3 | 14 | 30 |
| AAO(Company Secretary) | 1 | 1 | 2 | 1 | 5 | 10 |
| AAO (Actuarial) | 4 | 2 | 7 | 3 | 14 | 30 |
| AAO (Insurance Specialist) | 45 | 22 | 77 | 34 | 132 | 310 |
| AAO (Legal) | 4 | 2 | 77 | 3 | 14 | 30 |
| TOTAL | 58 | 29 | 100 | 44 | 179 | 410 |
| Posts | SC | ST | OBC | EWS | UR | Total |
|---|---|---|---|---|---|---|
| AE (Civil) | 8 | 3 | 13 | 5 | 21 | 50 |
| AE (Electrical) | 4 | 3 | 8 | 3 | 12 | 31 |
Exam Centres & Previous Year Cut-Offs
Examinations are conducted across multiple national centres. For instance, preliminary cut-offs for 2023 reflect the competitive benchmark:
| LIC AAO Prelims Sections | Cut-Off Marks For SC/ST Candidates | Cut Off Marks For Others |
|---|---|---|
| Reasoning Ability | 16 | 18 |
| Quantitative Aptitude | 16 | 18 |
| English Language | 9 | 10 |
Important Notification Documents & Resources
To prepare thoroughly, access the official notification documents and study assets:
- Download the Official LIC AAO (Generalist) Previous Year Notification PDF
- Download the Official LIC AAO (Specialist & AE) Previous Year Notification PDF
- Click Here to Apply for the LIC AAO 2026 Recruitment
- Access the Official LIC AAO 2026 Scorecard Here
- Check the Official LIC AAO 2026 Cut-Off Scores
- Download LIC AAO Previous Year Question Papers Here
- View Guidelines for the LIC AAO 2026 Handwritten Declaration
- Download the Comprehensive LIC AAO 2026 Syllabus Here
- Check Detailed LIC AAO Salary Structure and Benefits
- View the Complete LIC AAO 2026 Exam Centre List
- View Previous Year LIC AAO Cut-Off Marks
Frequently Asked Questions (FAQs)
Recommended Reads
- LIC AE Prelims Result 2025 Announced: Check Mains Exam Date & Direct PDF Links
- LIC AAO Interview Call Letter 2026 Out: Download Assistant Administrative Officer & Engineer Letters
- LIC AAO Mains Exam Analysis 2025: Difficulty, Pattern & Performance Insights
- LIC AAO Final Result 2026 Released: Check Selected Candidates List & Training Details
- LIC AAO Score Card 2026 Released: Check Your Prelims, Mains & Interview Results Now
- LIC AAO Prelims & Mains Cut Off 2026 Released: Check Category-wise Marks
- LIC AAO Salary 2026: Revised Pay Scale, Perks, and Job Profile Explained
- LIC AAO 2026 Exam: Complete Guide to Syllabus, Pattern, and Selection Process
- LIC AAO Exam Centre List 2026: Prelims & Mains Venue Details
- LIC AAO 2026 Handwritten Declaration: Guidelines, Format & Size
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