The Life Insurance Corporation of India (LIC) has successfully concluded all stages of the LIC AAO 2025 examination (32nd Batch). Cut-off marks represent the minimum scores candidates must achieve to qualify for subsequent stages. The official LIC AAO Prelims & Mains Cut Off 2026 was officially released today, 26th June 2026. This recruitment cycle aims to fill 841 vacancies for Assistant Engineers (Civil/Electrical/Structural/MEP), Assistant Architects, and Specialist Assistant Administrative Officers (AAO).
LIC AAO Cut Off 2026 Out
The LIC AAO Cut Off marks for all stages, released on 26th June 2026, are now available in PDF format alongside individual scorecards. These cut-off scores have been declared for both the Prelims and Mains examinations . The LIC AAO Cut Off 2026 is presented in both category-wise and subject-wise formats. Candidates preparing for future Assistant Administrative Officer recruitment drives should analyze these figures alongside previous year trends provided in the article below.
LIC AAO Prelims Cut Off 2026
The Life Insurance Corporation of India (LIC) has published the LIC AAO Prelims Cut Off 2026, categorized separately for Generalist and Specialist roles following the completion of the recruitment process.
LIC AAO Generalist Prelims Cut Off 2026
| LIC AAO 2026 Prelims Cut Off | |
| Category | Cut Off Marks (Generalist) |
| SC | 51 |
| ST | 46 |
| OBC | 55 |
| EWS | 54 |
| UR | 58 |
| LD | 47 |
| VI | 47 |
| HI | 32 |
| ID/MD | 33 |
| LIC AAO Prelims Cut Off 2026 [Section-wise] | ||
| Sections | For SC, ST, PwBD Candidates | For OBC, EWS, UR Candidates |
| Reasoning Ability | 16 | 18 |
| Quantitative Aptitude | 16 | 18 |
| English Language | 9 | 10 |
LIC AAO Score Card 2026 Out (Prelims & Mains)- Click to Check
LIC AAO Specialist Prelims Cut off 2026
| Post | SC | ST | OBC | EWS | UR |
| AE (Civil) | 8.25 | 6.25 | 6.25 | 2.50 | 14 |
| AE (Electrical) | 2.50 | 2.50 | 2.50 | -- | 2.50 |
| AAO (CA) | 3 | 6.75 | 2.75 | 3.75 | 16 |
| AAO (CS) | 10 | 5.75 | 8 | 6.75 | 16.25 |
| AAO (Actuarial) | 7.50 | 7.50 | |||
| AAO (Ins. Specialist) | 2.50 | 3.75 | 3.75 | -- | 3.75 |
| AAO (Legal) | 29.50 | 23 | 25 | 21.50 | 39.25 |
LIC AAO Mains Cut Off 2026
Candidates who achieved scores meeting or exceeding the specified cut-off were declared qualified for the Mains exam and subsequently shortlisted for the interview process held in February 2026.
| LIC AAO Mains Cut Off 2026 | |
| Category | Cut Off Marks |
| SC | 205 |
| ST | 189 |
| OBC | 221 |
| EWS | 220 |
| UR | 232 |
| LD | 196 |
| VI | 232 |
| HI | 158 |
| ID/MD | 165 |
| LIC AAO Mains Cut Off 2026 [Section-wise] | ||
| Sections | Cut Off Marks For SC, ST, PwBD Candidates | Cut Off Marks For OBC, EWS, UR Candidates |
| Reasoning Ability | 40 | 45 |
| General Knowledge & Current Affairs | 27 | 30 |
| Data Analysis & Interpretation | 40 | 45 |
| Insurance & Financial Market Awareness | 27 | 30 |
| Knowledge of Language & English Language (Letter writing & Essay) | 9 | 10 |
LIC AAO Previous Year Cut Off
Historically, the selection process involved three stages: Prelims, Mains, and Interviews in 2023 and 2019. In 2016, the process consisted of a single online examination followed by an interview for Assistant Engineer (Civil/Electrical/Structural/MEP), Assistant Architect, and Specialist AAO posts. For your reference, we have compiled the historical and current cut-off data below to help you understand the selection standards.
LIC AAO Prelims Cut Off 2023
LIC has officially released the category-wise LIC AAO Cut Off marks along with candidate scorecards. This year, the cut-off is calculated out of a total of 70 marks. While the final merit is determined by marks obtained in the Mains examination and the interview, qualifying the Prelims stage remains a mandatory requirement for appearing in the Mains.
| LIC AAO Prelims Cut Off 2023 [Section-wise] | ||
| LIC AAO Prelims Sections | Cut Off Marks For SC, ST, PwBD Candidates | Cut Off Marks For OBC, EWS, UR Candidates |
| Reasoning Ability | 16 | 18 |
| Quantitative Aptitude | 16 | 18 |
| English Language | 09 | 10 |
| LIC AAO Prelims Cut Off 2023 | |
| Category | Cut Off Marks |
| SC | 48 |
| ST | 45 |
| OBC | 52 |
| EWS | 52 |
| UR | 55 |
| LD | 44 |
| VI | 46 |
| HI | 32 |
| ID/MD | 32 |
LIC AAO Mains Cut Off 2023
The LIC AAO Mains Cut Off for 2023 was released with detailed sectional and category-wise breakdowns. For the General (UR) category, the cut-off was 223, while for SC, ST, and OBC candidates, it stood at 164. EWS candidates saw a cut-off of 198. Please refer to the table below for the comprehensive breakdown.
| LIC AAO Mains Cut Off 2023 [Section-wise] | ||
| Sections | Cut Off Marks For SC, ST, PwBD Candidates | Cut Off Marks For OBC, EWS, UR Candidates |
| Reasoning Ability | 40 | 45 |
| General Knowledge & Current Affairs | 27 | 30 |
| Data Analysis & Interpretation | 40 | 45 |
| Insurance & Financial Market Awareness | 27 | 30 |
| Knowledge of Language & English Language (Letter writing & Essay) | 09 | 10 |
| LIC AAO Mains Cut Off 2023 | |
| Category | Cut Off Marks |
| SC | 164 |
| ST | 164 |
| OBC | 164 |
| EWS | 198 |
| UR | 223 |
| LD | 156 |
| VI | 187 |
| HI | 172 |
| ID/MD | 221 |
LIC AAO Final Cut Off 2023
The LIC AAO Final Cut Off 2023 was recorded as 281 for UR, 244 for SC, 205 for ST, 266 for OBC, and 272 for EWS. Refer to the table below for the consolidated final cut-off marks including both Mains and Interview stages.
| LIC AAO Final Cut Off 2023 | |
| Category | Cut Off Marks |
| SC | 244 |
| ST | 205 |
| OBC | 266 |
| EWS | 272 |
| UR | 281 |
| LD | 231 |
| VI | 264 |
| HI | 205 |
| ID/MD | 257 |
LIC AAO Cut-Off 2021
LIC AAO Prelims cut-off marks were declared simultaneously with the results for all participants. These were categorized both section-wise and by reservation category. Candidates who cleared the LIC AAO cut-off were eligible for the Mains examination. Remember that while final selection relies on Mains and Interview scores, clearing the Prelims is the essential first step.
LIC AAO Cut Off 2021- Prelims
| LIC AAO Prelims Sections | Cut Off Marks For SC/ST Candidates | Cut Off Marks For Others |
| Reasoning Ability | 16 | 18 |
| Quantitative Aptitude | 16 | 18 |
| English Language | 9 | 10 |
LIC AAO Cut Off 2021- Mains
| Sections | Cut Off Marks For SC/ST Candidates | Cut Off Marks For Others |
| Reasoning Ability | 40 | 45 |
| General Knowledge & Current Affairs | 27 | 30 |
| For Generalist: Data Analysis & Interpretation For Others: Professional Knowledge | 40 | 45 |
| Insurance & Financial Market Awareness | 27 | 30 |
| For Rajbhasha: Knowledge of Language For Others: English Language (Letter writing & Essay) | 9 | 10 |
LIC AAO Cut Off For Interview 2021
Candidates are required to secure minimum qualifying marks during the interview phase. The interview carries a maximum of 60 marks, and the minimum qualifying thresholds for various categories are outlined below.
| Categories | Cut Off Marks |
| Unreserved, EWS, OBC, PwBD | 30 |
| SC/ST | 27 |
LIC AAO Cut-Off 2019
Review the historical LIC AAO cut-off marks for both Prelims and Mains in the tables below, featuring both sectional and category-specific benchmarks.
LIC AAO Cut Off 2019- Prelims
| Category | Reasoning Ability | Quantitative Aptitude | English Language | Overall Cut off |
| General | 18 | 18 | 10 | 58 |
| SC | 16 | 16 | 9 | 50 |
| ST | 16 | 16 | 9 | 44 |
| OBC | 18 | 18 | 10 | 54 |
| EWS | 18 | 18 | 10 | 53 |
| LD | 16 | 16 | 9 | 53 |
| VI | 16 | 16 | 9 | 53 |
| HI | 16 | 16 | 9 | 32 |
| ID/MD | 16 | 16 | 9 | 32 |
LIC AAO Cut off 2019- Mains
Please refer to the following section for the detailed section-wise and category-wise LIC AAO Prelims Cut Off for the 2019 examination.
| Category | Reasoning Ability | General Knowledge, Current Affairs | Professional Knowledge | Insurance and Financial Market Awareness | English Language | Overall Cut off |
| General | 45.00 | 30.00 | 45.00 | 30.00 | 10.00 | 203 |
| SC | 40.00 | 27.00 | 40.00 | 27.00 | 9.00 | 153 |
| ST | 40.00 | 27.00 | 40.00 | 27.00 | 9.00 | 156 |
| OBC | 45.00 | 30.00 | 45.00 | 30.00 | 10.00 | 164 |
| EWS | 45.00 | 30.00 | 45.00 | 30.00 | 10.00 | 166 |
| LD | 40.00 | 27.00 | 40.00 | 27.00 | 9.00 | 172 |
| VI | 40.00 | 27.00 | 40.00 | 27.00 | 9.00 | 180 |
| HI | 40.00 | 27.00 | 40.00 | 27.00 | 9.00 | 167 |
| ID/MD | 40.00 | 27.00 | 40.00 | 27.00 | 9.00 | 185 |
LIC AAO Cut off 2019- Final Cut off
The LIC AAO 2019 cut-off data provided below distinguishes between the personality test requirements and the final overall cut-off, which was derived from the total marks secured by candidates.
| Category & Overall Cut off | Interview | Final Cut off (Mains & interview) |
| General | 30.00 | 258.00 |
| SC | 27.00 | 219.00 |
| ST | 27.00 | 190.00 |
| OBC | 30.00 | 246.00 |
| EWS | 30.00 | 248.00 |
| LD | - | 203.00 |
| VI | - | 233.00 |
| HI | - | 218.00 |
| ID/MD | - | 237.00 |
LIC AAO Cut off 2016
Since the 2016 recruitment was held in a single phase followed by an interview, final cut-offs were determined by the combined scores of the online exam and the personality test. See the tabulated data for the 2016 section-wise and category-wise cut-offs below.
| Section | Gen | OBC | SC | ST | OH | VI |
| Reasoning Ability | 31.25 | 19.25 | 19.25 | 19.25 | 19.25 | 19.25 |
| GK & Current Affairs | 10.25 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 |
| Computer Knowledge | 36.25 | 30.00 | 30.00 | 30.00 | 30.00 | 30.00 |
| Quantitative Aptitude | 33.00 | 21.75 | 21.75 | 21.75 | 21.75 | 21.75 |
| English Language | 9.50 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 |
| Total Weighted Score | 255.75 | 250.50 | 233.00 | 203.50 | 226.75 | 211.75 |
Interview – Qualifying Marks | 30 | 30 | 27 | 27 | * | * |
| CUT OFF – final selection (Online test + Interview) | 306.00 | 290.75 | 276.00 | 246.00 | 274.75 | 255.25 |
FAQs
The official LIC AAO Cut Off 2026 for both Prelims and Mains exams was released on 26th June 2026.
Ans. Details regarding the previous year's LIC AAO cut-off marks can be found throughout this article.
Ans. Yes, the LIC AAO examination includes mandatory sectional cut-off marks that candidates must meet.
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