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Union Bank SO Syllabus & Exam Pattern 2026: Complete Guide

Posted: Jul 20, 2026 01:28 PM IST
Updated: Aug 16, 2026 04:39 PM IST
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Key Highlights

• The Union Bank 2026 recruitment features an online objective exam for General Banking and Specialist Officer roles, with a 1/4 mark penalty for incorrect answers. • Candidates should prioritize professional knowledge and core aptitude subjects to align with the specific mark distribution and time limits provided.

Preparing for banking career opportunities requires a clear understanding of the examination structure and curriculum. The Union Bank of India SO 2026 recruitment cycle offers numerous career openings, featuring a total of 395 posts. To succeed in this competitive environment, candidates must align their study plans with the official syllabus and exam pattern.

Union Bank of India SO Recruitment Overview

The Union Bank of India conducts a rigorous online examination to recruit candidates for Specialist and General Banking Officer roles. The selection process consists of an Online Exam/Group Discussion, Interview, and Document Verification. You can also visit the https://www.unionbankofindia.co.in/ to access updates directly from the official website of Union Bank of India.

Parameter Details
Mode of Exam Online
Type of Questions Multiple Choice Questions
Number of Questions SO- 50
GBO- 125
Marks SO- 100
GBO- 175
Duration SO- 60 Minutes (1 Hour)
GBO- 120 Minutes (2 Hours)
Negative Marking 1/4th mark
Selection Process Online Exam/Group Discussion, Interview, and Document Verification
Official Website https://www.unionbankofindia.co.in/

Union Bank General Banking Officer Exam Pattern 2026

The General Banking Officer Exam Pattern applies to Post Codes G01–G19 (up to Scale III). The syllabus for GBO is structured into two parts: Part 1 assesses Reasoning, Quantitative Aptitude, and English; Part 2 focuses on Professional Knowledge.

Name of Test No. of Question Marks Duration
Reasoning 25 25 60 Minutes
English Language 25 25 60 Minutes
Quantitative Aptitude 25 25 60 Minutes
Professional Knowledge 50 100 60 minutes
Total 125 175 120 minutes

Union Bank Specialist Officers Exam Pattern 2026

The Specialist Officers Exam Pattern applies to Post Codes S01–S108 (up to Scale III). Specialist Officer posts evaluate technical expertise within their respective disciplines.

Name of Test Number of Questions Marks Duration
Professional knowledge relevant to the post 50 100 60 Minutes
Total 50 100 60 Minutes

Subject-Wise Professional Knowledge Syllabus

Candidates applying for roles such as Assistant Credit Manager and Assistant IT Manager need to master specialized areas. Assistant Credit Manager covers accounting, law, economics, and financial cost topics, whereas Assistant IT Manager covers information technology, computer science, and electronics & communication topics.

Union Bank Credit Officer Syllabus

Chapters Topics
Accounting Concepts • Marginal Costing
• Social Accounting
• Absolute Costing
• Cost Volume Profit Analysis
• Activity-based Costing
• Inventory valuation,
• Cost Sheet and work
• Target Costing
• Transfer Pricing,
• Overview of Cost Accounting Guidelines of SEBI
Corporate Accounting • Insurance of shares,
• Divisible Profits and Bonus Issues,
• Dividend Distribution,
• Final Accounts Factories Act,
• Underwriting,
• Valuation of Goodwill and shares,
• Capital Issues,
• Forfeiture and Reissues of shares,
• Accounting for Amalgamation companies,
• Issues and Redemption of Debentures,
• Acquisition of Business and Profits before Incorporation
Business Law • Provident Fund,
• Industrial Dispute Act,
• Labour Law,
• Process Costing,
• Negotiable Instruments,
• Gratuity Act,
• Redemption of preference shares,
• Partnership Act,
• Contract Act,
• Marginal Cost and Cost Volume Profit
Management Accounting • Ratio Analysis,
• Cash Flow Statement,
• Budgeting and Budgetary Control,
• Capital Market,
• Sources of Finance,
• Capital Structure,
• Company Law Analysis,
• Standard Costing and various analyses,
• Capital Budgeting
Capital Structure • Cost of capital,
• Funds flow statement,
• Sources of Finance,
• Job and Batch Costing,
• The material, Labour cost and Overhead cost
• Financial Statement Analysis,
• Sources of finance,
• Process Costing,
• Contract Costing,
• Budgeting and Budgetary Control
Economics • Micro and Macro Economics concepts,
• Updates related to money market and RBI Policies,
• Money Market
Basic Accounting • Principles and concepts of Accounting,
• How the RBI, IRDA, and SEBI work – Functioning

Union Bank Credit Officer IT Syllabus

Chapters Topics
Electronics and Communication • Electrical and Electronic Measurements
• Control Systems and Process Control
• Transducers, Mechanical Measurement and Industrial Instrumentation
• Analogue Electronics
• Digital Electronics
• Analytical, Optical Instrumentation
• Signals, Systems, and Communications
• Basics of Circuits and Measurement Systems
Computer Science • Computer Organisation and Architecture
• Web Technologies
• Computer Networks
• Algorithms
• Digital Logic
• Information Systems and Software Engineering
• Operating System
• Programming and Data Structures
• Computer Networks
• Databases
Information Technology • Data Communication and Networks
• Information and Network Security
• Relational Database Management System
• Computer Fundamentals and Programming
• Cyber Law in India
• Linux System Administration
• Operating System

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