SBI SO 2026 Syllabus, Exam Pattern & Complete Guide

The SBI SO 2026 recruitment drive offers an exceptional opportunity for professionals aiming to join the branch network of the State Bank of India as Specialist Cadre Officers. Preparing for this rigorous examination requires a thorough understanding of the syllabus, exam structure, and marking scheme. You can also review past trends by checking the SBI SO Cut Off (Previous Year) - Click to Check before diving into your preparation strategy.

SBI SO Syllabus 2026 Highlights

The State Bank of India conducts this examination to select qualified personnel for various technical and operational roles. Candidates must check updates directly on the official website at www.sbi.co.in. Below is an overview of the exam highlights:

Checklist: SBI SO Syllabus Highlights

• Organization Name: State Bank of India (SBI)
• Post Name: Specialist Cadre Officers (SO)
• Category: Syllabus
• Selection Process: Written Exam and Interview
• Total Number of Questions: 110 questions
• Total Marks: 150 marks
• Time Duration: 120 minutes
• Official Website: www.sbi.co.in

SBI SO Exam Pattern and Marking Scheme

The examination comprises Paper 1 and Paper 2. Paper 1 covers General Aptitude, while Paper 2 focuses on Professional Knowledge Subjects. Except for the Professional Knowledge paper, other papers are qualifying in nature. Qualifying marks are decided by the State Bank of India.

Marks Distribution for Final Selection

For grades JMGS-I and MMGS-II, the final merit list is compiled using a weightage system split between the written test and the personal interview.

Detailed Section-Wise SBI SO Syllabus

1. Quantitative Aptitude Syllabus

To master numerical ability, candidates should focus on topics such as Mensuration along with the comprehensive list below:

• Roots
• Bar Graphs
• Logarithms
• Probability
• Problems on Ages
• Time and Distance
• Line Graphs
• Problems on Trains
• Decimal & Fractions
• Averages
• HCF & LCM
• Percentages
• Mensuration
• Pie Charts
• Simplification
• Profit and Loss
• Clocks
• Mixtures & Allegations
• Volume & Surface Area
• Permutation & Combination
• Time and Work
• Number System
• Boats & Streams
• Pipes & Cisterns
• Ratio and Proportions
• Simple & Compound Interest
• Heights & Distances Partnership

2. Reasoning Syllabus

Analytical and logical skills are tested across various reasoning sub-topics:

• Coding-Decoding
• Blood Relations
• Alphabet Test
• Sitting Arrangements
• Direction Sense Test
• Mathematical Operations
• Arithmetical Reasoning
• Logical Reasoning
• Analogy
• Classification
• Series
• Number, Ranking, and Time Sequence Test
• Eligibility Test
• Inserting the Missing Character
• Logical Sequence of Words
• Puzzle Test
• Alpha Numeric Sequence Puzzle
• Data Sufficiency
• Theme Detection
• Statement – Conclusions
• Clocks & Calendars

3. English Language Syllabus

Prepare thoroughly for verbal ability using standard Grammar principles, along with practice in Idioms And Phrases, Prepositions, Tenses, Conjunctions, One Word Substitution, and Antonyms. Additional topics include:

• Reading Comprehension
• Active And Passive Voice
• Synonyms and Antonyms
• Spotting the Error
• Cloze Test
• Fill in the Blanks
• Conclusion
• Passage Correction
• Subject-Verb Agreement
• Sentence Rearrangement
• Vocabulary

4. Professional Knowledge Subjects

Paper 2 evaluates candidates based on their core technical and professional domain expertise:

General IT Knowledge

Review fundamentals including types of Operating System and the following topics:

• Working with Internet
• Cyber Security
• Software Packages
• MS Word, Microsoft OneNote
• Microsoft Access
• Introduction to Computer Science
• Computer Networks
• Data Structures
• MS PowerPoint
• Spreadsheet
• Basic Concepts

Chartered Accountant

• Accounting Standards, Accounting Guidance Note, Financial Report Standards
• Inflation Accounting
• Accounting and Reporting of Financial Instrument
• Indian Accounting Standards, Corporate Financial Reporting
• Share-based Payment, Liability Valuation, Share, Business valuation
• Indian Capital Market, Mutual Funds, Foreign Exchanges, Auditing, etc.

System/IT Officer

• Computer Networks and Basic Programing Languages (C, C++, Java)
• Computer Organization, Computer Networks, Network Programming, Algorithms, Digital Electronics, Web Technologies
• Data Base Management Systems (DBMS), Basic concepts of Software and Hardware, Data Structures
• Operating system & System programming
• Software engineering
• Compiler design
• Information Systems and Software Engineering, etc.

Statistician

• Basic Statistical Methods and Inference
• Uni-Variate Data, Bi-Variate Data Variance Analysis
• Financial Market
• Simple Regression, Multiple Regression
• Time-series forecasting, Sampling Concepts
• Banking-Insurance
• Foreign Exchanges, Forecasting Portfolio
• Sampling Distribution, Estimations Theory, etc.

Finance Officers

• Direct and Indirect Taxes
• Management Accounting Concepts
• Accounting Standards
• Auditing standards
• Cost Accounting Concepts
• Basic Accounting concepts and principles
• Indian Capital Market, Mutual Funds, Foreign Exchanges, Auditing, etc.

Law Officers

• Banking Regulated Laws
• Negotiable Instruments
• Financial Analysis
• Banker-Customer Relations
• Compliance and Legal Aspects, Security Types
• Banking Security Laws
• Ethics and Corporate Governance in Banking
• Banking Operational Laws
• Electronic Banking, Loans and Advances
• Regulatory Frameworks, etc.