Understanding the cut-off trends and official score thresholds is vital for candidates aspiring to clear the National Insurance Company Limited (NICL) Administrative Officer (AO) examinations. The official NICL AO Prelims Score Card 2025 provides insights into individual performance. This comprehensive guide details the official NICL AO Prelims and Mains cut-off marks, scorecards, and historical benchmarks across recruitment cycles.
![NICL AO Cut Off 2025 Out, Prelims Cut Off Marks [Post & Category-wise]](/uploads/media/1/2026/08/nicl-ao-cut-off.webp)
Overview of NICL AO Cut Off Releases
The official NICL AO Prelims Cut Off 2025 and individual scorecards were released on 13th November 2025. Typically, NICL AO cut-off marks are published simultaneously with the release of scorecards on the official recruitment website (www.nationalinsurance.nic.co.in/en/recruitments). Candidates can review their sectional and overall scores to evaluate their standing.
Factors Influencing NICL AO Cut Off
Cut-off thresholds do not remain static; they fluctuate based on multiple dynamic parameters. Candidates preparing for future cycles should review the key checklist elements that dictate these metrics:
- Total number of vacancies
- Total Number of Candidates appeared for the exam
- Difficulty level of the paper
- Candidate Performance
- Previous Year’s Cut Off
Overall, cut-off thresholds are determined by metrics such as total vacancies, exam difficulty, candidate normalization, and overall test attendance.
NICL AO 2024 Cut-Off Analysis
Analyzing previous cycles offers a clear benchmark for aspirants. For the 2024 Generalist Prelims cut-off, marks were: SC: 74.5, ST: 66.75, OBC: 79.50, EWS: 79.50, UR: 79.5, PwBD (A): 69.75, PwBD (B): 37.25, and PwBD (C): 61.25.
NICL AO Prelims Cut-Off Marks (Category-wise)
| Posts | SC | ST | OBC | EWS | UR | PwBD (A) | PwBD (B) | PwBD (C) |
|---|---|---|---|---|---|---|---|---|
| Generalist | 74.5 | 66.75 | 79.50 | 79.50 | 79.5 | 69.75 | 37.25 | 61.25 |
| Doctors (MBBS) | 15.00 | 13.25 | 13.50 | 20.75 | 20.75 | – | – | – |
| Legal | 37.25 | 26.25 | 37.25 | 37.25 | 37.25 | – | – | – |
| Finance | 59 | 43.75 | 65.75 | 65.75 | 65.75 | – | – | – |
| Actuarial | – | – | 65.5 | 65.5 | 65.5 | 21.75 | 34.00 | 29.00 |
| Information Technology | 61 | 55.5 | 63.75 | 61.75 | 63.75 | – | – | – |
| Automobile Engineers | 21.00 | 19.25 | 21.00 | 19.50 | 21.00 | – | – | – |
NICL AO Prelims Subject-wise Cut-Off Marks
| Posts | Categories | English Language (Out of 30) | Reasoning Ability (Out of 35) | Quantitative Aptitude (Out of 35) |
|---|---|---|---|---|
| Legal, Finance, Information Technology, Generalist | SC, ST, OBC & PwBD | 12.75 | 5.25 | 4.25 |
| Legal, Finance, Information Technology, Generalist | EWS & UR | 16 | 10.5 | 8.25 |
| Actuarial | OBC & PwBD | 12.75 | 5.25 | 4.25 |
| Actuarial | SC, ST, EWS & UR | 16 | 10.5 | 8.25 |
| Doctors (MBBS), Automobile Engineers | SC, ST, OBC, PwBD | 7.75 | 1 | 1 |
| Doctors (MBBS), Automobile Engineers | EWS, UR | 11 | 2.75 | 2.5 |
Mains Examination Cut-Off and Structure
For the 2024 Generalist Mains cut-off (out of 250), marks were recorded as follows: SC: 128.25, ST: 116.25, OBC: 141.00, EWS: 138, UR: 141, PwBD (A): 157.5, PwBD (B): 96.25, PwBD (C): 120.75, and PwBD (D & E): 87.25.
It is important to note that the descriptive paper in the Mains exam is evaluated only for those who clear the objective Mains cut-off and is strictly qualifying, meaning marks do not contribute to the final interview shortlisting.
NICL AO Mains Cut Off 2024 (Out of 250)
| Posts | SC | ST | OBC | EWS | UR | PwBD (A) | PwBD (B) | PwBD (C) | PwBD (D & E) |
|---|---|---|---|---|---|---|---|---|---|
| Generalist | 128.25 | 116.25 | 141.00 | 138 | 141 | 157.5 | 96.25 | 120.75 | 87.25 |
| Doctors (MBBS) | 59.75 | 58.00 | 56.75 | – | 65.00 | – | – | – | – |
| Legal | 109 | 91 | 123.00 | 109.75 | 123 | – | – | – | – |
| Finance | 103.75 | 99.5 | 120.5 | 118 | 120.5 | – | – | – | – |
| Actuarial | – | – | 90.25 | – | 90.25 | 71.25 | – | 88 | 115.00 |
| Information Technology | 109.5 | 90.75 | 122 | 120 | 124 | – | – | – | – |
| Automobile Engineers | 96.50 | 75 | 96.50 | 94.5 | 96.5 | – | – | – | – |
| Hindi (Rajbhasha) Officers | 89.5 | 50.50 | 90.00 | 90.00 | 90 | – | – |
Historical Context: NICL AO 2016 Cut-Off Trends
Reviewing older recruitment cycles, such as NICL AO 2016, highlights long-term shifts in exam competitiveness.
NICL AO Prelims Sectional Cut Off 2016
| Sections | UR | PWD (HI) | SC, ST, OBC, PWD (VI, OC) |
|---|---|---|---|
| English Language | 9.75 | 5.75 | 7.00 |
| Quantitative Aptitude | 10.75 | 6.25 | 7.75 |
| Reasoning Ability | 16.00 | 9.75 | 12.00 |
NICL AO Prelims Cut Off 2016
| Categories | Cut Offs |
|---|---|
| UR | 65.50 |
| SC | 57.25 |
| ST | 51.25 |
| OBC | 59.75 |
| HI | 26.50 |
| OC | 52.25 |
| VI | 55.50 |
NICL AO Mains Sectional Cut Off 2016
| Section | UR | SC/ST/OBC/PWD |
|---|---|---|
| English Language | 12.25 | 8.00 |
| Reasoning Ability | 20.50 | 16.75 |
| Quantitative Aptitude | 9.75 | 7.25 |
| General Awareness | 13.25 | 10 |
NICL AO Overall Mains Cut Off 2016
| Categories | Cut Offs |
|---|---|
| UR | 99.25 |
| OBC | 88.25 |
| SC | 81.25 |
| ST | 72.25 |
| HI | 67.50 |
| OC | 75.45 |
| VI | 84.75 |
NICL AO Mains Descriptive Cut Off 2016
| Categories | Cut Offs |
|---|---|
| UR | 15 |
| OBC | 15 |
| SC | 13.5 |
| ST | 13.5 |
| HI | 13.5 |
| OC | 13.5 |
| VI | 13.5 |
Next Steps for Candidates
After checking your scorecards against the published cut-offs, candidates who qualify should immediately prepare for the subsequent stages of the recruitment process, including call letter downloads, document verification timelines, and interview rounds. To further enhance your preparation, make sure to Access NICL AO Previous Year Question Papers Here and review the Complete NICL AO Syllabus and Exam Pattern 2025 Guide.
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