LIC Assistant Salary 2025: Revised Basic Pay, In-Hand Salary & Perks

Manish
Jun 16, 2026 11:40 AM IST
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The Life Insurance Corporation (LIC) of India is a premier public sector organization, and the LIC Assistant role remains a top career choice for insurance sector aspirants. Candidates strive to excel in the competitive selection stages to secure this prestigious position. A primary motivation for applicants is the attractive LIC Assistant salary package, which includes competitive basic pay, comprehensive allowances like HRA and CCA, and various job-related perks. In this article, we provide a detailed breakdown of the LIC Assistant salary, job profile, and employee benefits.

LIC Assistant Salary Structure

The initial basic pay for a LIC Assistant after the 11th Bipartite Settlement is Rs. 27,840 per month, following a structured pay scale of Rs. 27,840-840(1)-28,680-915(2)-30,510-1030(5)-35,760-1195(2)-38,150-1455(3)-42,515-1510(2)-45,535-1610(5)-53,585. This revised salary structure aligns with industry standards to ensure equitable compensation for employees.

LIC Assistant Salary Structure 2025
EarningsAmount
Basic Pay Rs. 27,840
DARs. 10,553.14
DA (Arrears)Rs. 176.27
HRARs. 1987.65
Transport AllowanceRs. 680
Temp Cash AllowanceRs. 800
Cadre Spl. AllowanceRs. 2000
Tech Exam AllowanceRs. 555
Tech Exam Allowance (Arrears)Rs. 555
Gross SalaryRs. 45,147.06
DeductionRs. 6731.06
Net SalaryRs. 38416.00

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LIC Assistant Salary 2025- Deductions

Various mandatory deductions are applicable to the monthly LIC Assistant salary package. For a transparent view of your potential take-home pay, please refer to the comprehensive list of deductions detailed in the table below.

DeductionsAmount
NPS-DCP OpteesRs. 3825
MediclaimRs. 158.92
New GI SchemeRs. 97
GTIS' 97 Rish PrRs. 196
Opynl MediclaimRs. 613.92
GID PremiumRs. 1840
SR A/C CreditRs. 0.22
Total DeductionsRs. 6731.06

LIC Assistant Salary 2025- Increments

LIC Assistants benefit from a structured annual increment cycle, allowing their basic pay to progress until it reaches a maximum cap of Rs. 53,585. Review the specific salary increment cycle for the LIC Assistant position in the data provided below.

SNo.Basic PayIncrementsYears
1Rs. 27,840 (Initial Basic Pay)Rs 8401 year
2Rs 28,680Rs 9152 years
3Rs 30,510Rs 10305 years
4Rs 35,760Rs 11952 years
5Rs 38150Rs 1455 3 years
6Rs 42,515Rs 15102 years
7Rs 45,535Rs 16105 years
8Rs 53,585 (Max. Basic Pay)Till retirement

LIC Assistant Job Profile

Aspiring candidates should have a clear understanding of the professional responsibilities associated with the LIC Assistant role. Key job duties and operational functions are outlined as follows:

  1. Work as  Cashier, Single Window Operator, Customer Service Executive, and other clerical services.
  2. Manage cash counters at LIC offices.
  3. Perform back-office work, account-related work, and recovery according to the work assigned to them by the manager.
  4. Customer grievance and management of issues

LIC Assistant Probation Period

Newly recruited LIC Assistants undergo a probation period of 1 year, which may be extended up to 2 years based on performance and organizational policies. This period serves as an evaluation phase to transition candidates into permanent roles. Upon successful completion of probation, employees become entitled to the full spectrum of benefits and privileges offered by the Corporation.

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