The Life Insurance Corporation of India conducts the LIC ADO 2026 examination to fill vacancies across the country. Aspirants targeting the LIC ADO Recruitment 2026 Notification for 10,000 Posts- Click to Check must thoroughly understand the selection process, exam pattern, and detailed syllabus. Reviewing LIC ADO Previous Year Question Papers, checking the LIC ADO Cut Off [Previous Year]- Click to Check, and understanding the LIC ADO Salary Structure- Click to Check will also help candidates plan their preparation effectively.
LIC ADO 2026 Examination Overview
The LIC ADO 2026 selection process consists of preliminary, mains, and interview rounds. The LIC ADO 2026 examination is conducted online. A notable feature of the exam is that there is no negative marking in the LIC ADO examination.
| Posts | Apprentice Development Officer |
| Exam Name | LIC ADO 2026 |
| Category | Syllabus |
| Mode of Exam | Online |
| No. of Questions | Prelims Exam- 100 Mains Exam- 160 (For Open Market Category) 100 (Employee Category, Agent Category) |
| Negative Marking | Nil |
| Selection Process | Prelims, Mains, and Interview |
LIC ADO Prelims Exam Pattern
The preliminary exam has a total of 100 questions. The total prelims exam duration is 60 minutes for 100 questions and 70 total marks. Note that the English language test in prelims is of a qualifying nature, and its marks are not factored into the final merit ranking.
| SNo. | Sections | Number of Questions | Total Marks | Duration |
|---|---|---|---|---|
| 1. | Reasoning | 35 | 35 | 20 minutes |
| 2. | Numerical Ability | 35 | 35 | 20 minutes |
| 3. | English Language | 30 | 30** | 20 minutes |
| Total | 100 | 70 | 60 minutes |
LIC ADO Prelims Syllabus Checklists
To clear the preliminary stage, candidates need to cover the following topics across various sections:
LIC ADO Prelims Syllabus: Reasoning
- Puzzles
- Seating Arrangements
- Direction Sense
- Blood Relation
- Syllogism
- Order and Ranking
- Coding-Decoding
- Machine Input-Output
- Inequalities
- Alpha-Numeric-Symbol Series
- Data Sufficiency
- Logical Reasoning
LIC ADO Prelims Syllabus: Numerical Ability
- Data Interpretation (Bar Graph, Line Chart, Tabular, Caselet, Radar/Web, Pie Chart)
- Inequalities (Quadratic Equations)
- Number Series
- Approximation and Simplification
- Data Sufficiency
- Miscellaneous Arithmetic Problems (HCF and LCM, Profit and Loss, SI & CI, Problem on Ages, Work and Time, Speed Distance and Time, Probability, Mensuration, Permutation and Combination, Average, Ratio and Proportion, Partnership, Problems on Boats and Stream, Problems on Trains, Mixture and Allegation, Pipes and Cisterns)
LIC ADO Prelims Syllabus: English Language
- Reading Comprehension
- Fillers
- Cloze Test
- Sentence Errors
- Sentence Improvement
- Vocabulary based questions
- Jumbled Paragraph
- Word Usage
- Phrase/Connectors
- Paragraph-related question (Para connectors, para completion, para restatement, paragraph inference, para fillers)
LIC ADO Mains Exam Pattern
The Online Mains exam duration is 120 minutes for all categories. The mains exam has 160 questions for the Open Market Category, and 100 questions for the Employee and Agent Categories.
Open Market Category
| Sections | Number of Questions | Total Marks | Duration |
|---|---|---|---|
| Reasoning Ability & Numerical Ability | 50 | 50 | 120 minutes |
| General Knowledge, Current Affairs and English Language with Special Emphasis on Grammar and Vocabulary | 50 | 50 | |
| Insurance and Financial Marketing Awareness with special emphasis on knowledge of life insurance and the financial sector | 60 | 60 | |
| Total | 160 | 160 |
Employee Category
| Sections | Number of Questions | Total Marks | Duration |
|---|---|---|---|
| Reasoning Ability & Numerical Ability | 20 | 20 | 120 minutes |
| General Knowledge, Current Affairs and English Language with Special Emphasis on Grammar and vocabulary | 20 | 20 | |
| Elements of Insurance and Marketing of Insurance. | 60 | 120 | |
| Total | 100 | 160 |
Agents Category
| Sections | Number of Questions | Total Marks | Duration |
|---|---|---|---|
| Reasoning Ability & Numerical Ability | 20 | 20 | 120 minutes |
| General Knowledge, Current Affairs and English Language with Special Emphasis on Grammar and vocabulary | 20 | 20 | |
| Practice and Principle of Insurance Marketing | 60 | 120 | |
| Total | 100 | 160 |
LIC ADO Mains Syllabus Checklists
LIC ADO Mains Syllabus: Numerical Ability
- Simplification & Approximation
- Number Series
- Inequality (Quadratic & Quantity based)
- Partnership
- Ratio & Proportion
- Percentage
- Mixtures & Allegations
- Average & ages
- Time and Work
- Pipe and Cistern
- Simple Interest & Compound Interest
- Time & Distance
- Boat & stream
- Permutation, Combination & Probability
- Mensuration (2D&3D)
- Data Interpretation ( Bar, line, pie, mixed, missing, arithmetic, caselet)
- Data Sufficiency
LIC ADO Mains Syllabus: Reasoning Ability
- Puzzle
- Direction sense
- Syllogism
- Seating Arrangement
- Input-Output
- Blood Relation
- Data Sufficiency
- Coding-Decoding
- Inequalities
- Logical Reasoning((Passage Inference, Statement and Assumption, Statement & Conclusion, Argument, and Cause & Effect)
LIC ADO Mains Syllabus: Financial Awareness
- Indian Financial Market
- Capital markets and the government
- Money Market
- stock markets and bond markets
- The role of money markets in the financial system
- Derivatives markets and private investing
- Primary markets and secondary markets
- The study of the foreign exchange interbank market
- Mutual Funds
- Insurance Industry
- Regulatory Agencies
- Insurance Industry
- Special Statutes for Certain Financial Intermediaries
- Establishment of FSDC
- Financial Stability and Development Council
- International Financial Organization
LIC ADO Mains Syllabus: Insurance Market Awareness
- Introduction of Insurance
- History of Life Insurance
- History of General Insurance
- Know About IRDAI
- Types of Insurance
- Indian Insurance Market
- ULIP (Unit Linked Insurance Plan
- Public Sector Insurance Companies
- Glossary of Insurance Terms
- Private Sector Insurance Companies
- Employment State Insurance Scheme (ESIS)
- Abbreviations related to Insurance Industry
- Other Important Topics Related to Insurance Awareness
- Schemes Related to Insurance (PMFBY, PMJJBY, PMSBY etc.)
- Insurance Current Affairs
- Insurance Ombudsman, Bancassurance
- Current insurance schemes
Frequently Asked Questions (FAQs)
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