Bank of India Credit Officer Exam Date 2026 Out: Check 779 Vacancies, Pattern & Schedule

The Bank of India (BOI) has officially declared the examination schedule and comprehensive details for the recruitment of Credit Officers under project number 2026-27/01. Aiming to fill 779 vacancies across multiple scales in the General Banking Officer (GBO) stream, this recruitment drive offers an exceptional career path in the banking sector. Candidates can review the official notification via the BOI Credit Officer Notification 2026 PDF (Official) for complete guidelines.

BOI Credit Officer Recruitment 2026- Highlights

Here is a quick overview of the essential details concerning the Bank of India Credit Officer recruitment drive:

• Bank Name: Bank of India (BOI)
• Posts: Credit Officer
• Vacancies: 779
• Project No.: 2026-27/01
• Exam Date: 16th August 2026 (Sunday)
• Selection Process: Online Exam & Interview (depending on the number of applicants/eligible candidates)
• Salary Range: Rs. 64820 to Rs. 102300
• Official website: https://bankofindia.co.in/

Important Dates and Schedule

Candidates must keep track of critical milestones to avoid missing deadlines:

• Notification Date: 29th June 2026
• Apply Online Starts: 30th June 2026
• Last Date to Apply: 20th July 2026
• Fee Payment: 20th July 2026
• Last Date of printing the application: 4th August 2026
• BOI Credit Officer Admit Card: 6th August 2026
• Exam Date: 16th August 2026 (Sunday)

Vacancy Distribution across Scales

The 779 vacancies are distributed across MMGS-II, MMGS-III, and SMGS-IV streams:

Eligibility, Age Limits & Relaxations

Applicants must meet specific educational qualifications and age criteria as of 01/06/2026:

• MMGS-II & III: Graduation degree in any discipline with minimum 60% marks (55% for SC/ST/OBC/PwBD) or professional qualifications like CA, CFA, CMA-ICWA, MBA, PGDBM, or 2-year PG degree in Banking, Finance, or credit-related discipline. Age limit: 25 to 32 years (MMGS-II) and 28 to 38 years (MMGS-III).
• SMGS-IV: Graduation degree in any discipline with minimum 60% marks (55% for SC/ST/OBC/PwBD) plus MBA, PGDBM, 2-year full-time Master's degree, or professional certifications like CA, CFA, or CMA-ICWA. Age limit: 32 to 45 years.

Age Relaxation Categories

• Scheduled Caste/ Scheduled Tribe: 5 years
• Other Backward Classes (Non-creamy layer): 3 years
• Persons With Benchmark Disabilities: 10 years
• Ex-Servicemen: 5 years
• Persons affected by 1984 riots: 5 years

Application Fee Structure

• General & Others: Rs. 850/- (application fee + intimation charges)
• SC/ ST/ PWD: Rs. 175/- (intimation charges only)

How to Apply for Bank of India (BOI) Credit Officer Recruitment 2026?

Follow these steps to submit your application successfully. You can also directly Click to Apply Online for Bank of India Credit Officer 2026 (OVER) on the external portal.

1. Visit the Bank of India (BOI) official website, i.e., www.bankofindia.co.in.
2. In the Important Links section, click on Career.
3. After clicking on ‘Career’, candidates will be directed to a new URL-https://bankofindia.co.in/career
4. Look for the “Recruitment of Credit Officers” link and click on it.
5. To register an application, choose the tab “Click here for New Registration” and enter Name, Contact details and Email ID. A Provisional Registration Number and Password will be generated by the system and displayed on the screen.
6. Complete the application form with your personal, educational, and professional details.
7. Candidates can proceed to upload Photo & Signature as per the specifications given in the Guidelines.
8. Pay the fee online as instructed. The payment can be made by using only Master/ Visa/ RuPay Credit cards, Debit cards, Internet Banking, Cash Cards/Mobile Wallets, QR, or UPI.
9. After reviewing your details, submit the Bank of India Credit Officer Application Form 2026.
10. Print your application form and payment receipt for reference.

Exam Pattern & Syllabus

The online test is bilingual (English & Hindi) except for the English Language section. English is qualifying in nature, requiring 35 marks for General/EWS and 5 marks less for SC/ST/OBC/PwBD. A negative marking penalty of 1/4th of marks applies to wrong answers. Review the Bank of India Credit Officer Syllabus 2026-Click to Check for detailed topic-wise preparation.

• English Language (25 Questions, 25 Marks)
• Professional Knowledge (100 Questions, 100 Marks)
• Total: 125 Questions, 125 Marks, 120 minutes duration

Salary Structure

Selected candidates will receive competitive pay scales across various scales:

What to Do Next After Application

Once you have successfully submitted your application, ensure you retain a printed copy for future verification. Mark your calendar for August 6, 2026, when the BOI Credit Officer Admit Card 2026 goes live. Prepare your travel arrangements in advance for the examination scheduled on August 16, 2026. You can track updates and access the hall ticket directly via Bank of India Credit Officer Admit Card 2026 Out – Click to Download.

Frequently Asked Questions (FAQs)

Q1. How many vacancies are to be filled through Bank of India Credit Officer Recruitment 2026?

A total of 779 vacancies across multiple operational scales have been officially announced under the Bank of India Credit Officer Recruitment 2026.

Q2. Is the Bank of India Credit Officer Exam Date 2026 announced?

Yes, the Bank of India Credit Officer Exam Date 2026 for the upcoming online test has been officially fixed for August 16, 2026.

Q3. Is there any negative marking in the Bank of India Credit Officer Exam 2026?

Yes, a negative marking scheme applies, deducting 1/4th of a mark for every incorrect answer submitted.

Q4. What is selection process for Credit Officer posts?

The comprehensive selection workflow for the Credit Officer posts includes an Online Examination followed by a Personal Interview.